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Do you know how to protect yourself from identity theft? The first and most important step is to regularly check your credit report. You do not want to discover a problem with your credit history while you are in the process of a major purchase such as a new home.

Starting December 1, 2004, consumers in the western United States are entitled to one free credit report each year, from each of the three bureaus: Equifax, Experian or TransUnion. Remember you are only entitled to one free report from each of the three bureaus each year. You can order all 3 at the same time or space them out over the year. To order your free credit reports visit AnnualCreditReport.com.

These free annual credit checkups were mandated by the Fair and Accurate Credit Transactions Act, signed into law last December by President Bush. The law includes a number of provisions designed to fend off identity theft, which hits millions of U.S. consumers each year.

In addition to the Web site, there are alternate methods for consumers to get their reports. They can call a toll-free number, 877-322-8228, or send written requests to Annual Credit Report Request Service, P. O. Box 105281, Atlanta, GA 30348-5281.

If you are not familiar with our Flat Fee Real Estate Services, please stop by our web site today, for more information.

Sincerely,

MLSvideo.com
Owner